This list contains the top ten best auto insurance companies based on affordability, value of services, and responsiveness. Because, after all, what good is having a rock bottom rate if you don't get enough in return or can't get the help you need when you need it.
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The Top Ten
1Geico
“I love GEICO, they have EXCELLENT customer service!!! They are always great, they're always so personal, they are always there to help all day and night and weekends and you don't have to worry about someone being on vacation or sick because there's always more and great agents there to help. Plus they work with other outside companies and you can get discounts other places just for being with them. I just wanted to say I think GEICO is worth calling and getting a quote if you don't already have a policy.
“I love Geico. I've tried them all in this one is the best for sure! Go Geico! My only real issue with them is they are a call center which means no local agents like state farm which also equals less small biz development for the community but as far as a provider they're awesome!
“Switched from Allstate after 24 1/2 year and Saved $600.00 every 6 months. Was paying $1298 and now $698. 10 and now I'm switching home insurance also. Thank You GEICO for SAVING me $1200 a year on my AUTO.
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2Esurance
“I was tired of my insurance payments going up and up and up, so thought it was time to start shopping for new insurance. I had tried over the Internet before but hadn't a clue what I was doing, so I just gave up. I had my previous insurance elsewhere and came to find out I was paying way, way too much. I am saving $750. 00 a year by switching to Esurance! I could not believe it! I immediately started the process of switching, and I am now a new Esurance customer and a very happy one! Today, I received my policy and cards via email just as promised and am glad I switched!
“This is a good one, I had tried many but this is best.
“Great prices compared to everyone else.
More comments about EsuranceVisit Esurance Website
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3Liberty Mutual
“I am a 40 year customer. They are personal, competitively priced, and are quick and professional wiht price. Sometimes they try to raise prices at renewal time if you don't stay on top of your policy.
“Had allstate and switched to Liberty Mutual due to rates and service. Wait times are much shorter as well
“Truly the best insurer. State Farm might be the largest insurer. However Liberty Mutual is conservative and is much better with Customer Service, Paying Claims promptly and has a much better reputation and always will than State Farm.
More comments about Liberty MutualVisit Liberty Mutual Website
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4State Farm
“The best customer service they're there when you need them.
“I have been with State Farm 32 years, and have had the same agent the entire time. He has been faithful to help keep costs in check. The few claims I have had (mostly homeowners claims) he has made me feel like he genuinely had my interests at heart.
“Never had an insurance company like State Farm! My agent neveer tries to sell me something- rather helps me figure out what I need and what I can afford. Great discounts and truly caring people!
More comments about State Farm 5Allstate
“Definitley allstate is #1 they will always have your back!
“Hands down, the best insurer around. After a recent accident, they took such good care of us, I switched to Allstate. I can't believe that despite 10 years with State Farm, I'm saving almost $600 / yr with better coverages.
“Immediate accident forgiveness and real agents-not lizards nor 800 numbers.
More comments about Allstate 6Progressive
“Progressive is much better than Geico, Allstate, State Farm and the General. I saved over $9,000.00 a year by switching to them; from Allstate. I now have them for Home, Motorcycle, Boat, and Car. Their service is 110%.
“best car insurance low prices and claims are quick and formal
“Progressive was very user friendly! I was amazed how easy it was to do this online. The monthly premium we are now paying is excellent! I regret not looking at this company sooner. The representative I spoke to to was also very helpful.
More comments about Progressive 7AAA
“Courteous, professional service every time I have called with a question or concern.
“We were in a accident, got rear-ended by a un-insured texter. AAA has covered EVERYTHING, no hassles, best there is. Agent and adjuster are great. They care!
“Had a bad accident and they were there every step of the way, I never had to follow up with them, they were there when I needed them most. Life long customer of AAA
More comments about AAA 821st Century Insurance
“Great customer service... and everyone gets the free roadside assistance. best so far
“The quote I received was LESS than the rate I was paying through Allstate WITH my multi-policy discount.
“They quoted me the best rate for auto insurance compare to Geico and Geico is good with car insurance rate as well but 21st beat it hands down
More comments about 21st Century Insurance 9Nationwide
“It was the cheapest for me and my spouse with two cars, also got homeowners insurance. We had the multi-car discount and multi line discount.
“Nationwide was truly on my side.They were FAIR and FAST!! I am so glad I joined.
“Nationwide fights hard to beat other insurance companie's rates! They are truely on your side and I am very satisfied with my policy :) Join Nationwide toady and save!
More comments about Nationwide“Best Insurance Company I've ever had. They may not be the cheapest but if you rate your insurance companies on price I hope you never have a claim. You will be shaken to the core to see what the cheap guys do when you have a claim. With American Family we called Russ our agent and his staff helps us through the whole process. When we talked to the claim adjuster he was very informative and worked with us. Our car was totaled. It was an older car but it was my daughter's grandmother's car and had less the 10000 miles on the 7 year old car. The adjuster came back with an amount I felt was low. He showed me how he came up with the value. I told him the car was truly worth more then the average excellent condition 1993. He talked to our mechanic and the the body shop guys to get their input to the condition of the car. He increased the offer by 33%. He had to get approval from the company to do this. He and my agent went to bat for us and we were paid what I considered a fair price for the car just two days later. That's why I will always be an American Family Insurance customer.
“I have been with them for 4 years and they are always easy to reach and willing to make changes. I have never had a claim.
“The best claims experience that any company has provided me. Brad Bodden In Madison Wisconsin has taken care of all my needs and has made sure that my assets are protected for years to come. The best all around service in the industry hands down!
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